Tucson Chapter 13 Bankruptcy Attorney
Absorbing Your Debt Stress
Filing for Chapter 13 Bankruptcy in Tucson, Arizona
Chapter 13 bankruptcy is a reorganization payment plan for individuals, some with higher income levels, or others who want to keep their homes, or restructure their car or mortgage loans.
Meiners Law Office, in Tucson, Arizona, is focused on helping clients file for Chapter 13 and explore other debt solutions in attempt to secure their future. To schedule an appointment for a free initial consultation, contact the office online or call 520-777-2198.
Chapter 13 bankruptcy restructures your debt into a three- to five-year repayment plan, with the potential to restructure outstanding loans and tax debts, reduce mortgages, and keep and rebuild retirement plans.
A Time for New Beginnings
It is never too late to start rebuilding your finances and saving for your future. Bankruptcy is a new beginning, not a means to an end. When clients come to Meiners Law Office, they are often worried about losing their assets and wonder if they will ever be able to rebuild their credit following bankruptcy. The good news is that the law is on your side and will help you protect most of your assets.
One of the advantages of restructuring your debt under Chapter 13, rather than simply discharging it under Chapter 7, is the ability to keep large assets such as a home, car, unique assets, or small business. Under Chapter 13, you are still repaying your creditors on a monthly basis, but once the repayment period is complete, remaining debts are forgiven.
If you are the owner of a struggling small business, guidance from bankruptcy attorney Ross Meiners will help you determine if filing Chapter 13 can save your business so you can move forward.